Simple.
Reliable.
Powerful.
Tax-Free Benefits
Premiums paid with after-tax dollars make your benefits tax-free.
Own-Occupation Coverage
Protects your income if you can't work in your specialty.
Portable Policies
Keep your coverage even when switching jobs.
If You Couldn’t Work Tomorrow, Would Your Income Be Safe?
Life is unpredictable, and illness or injury can happen when you least expect it. Protect your income and keep your future secure with disability insurance made for your profession.
Why Disability Insurance Is Essential
1 in 4
People will become disabled before reaching retirement age.
2.5 years
The average duration of disability for claims lasting over 90 days.
58%
Of Americans don't have enough savings to cover a $1,000 emergency.
90%
Of disabilities are caused by illnesses,
not accidents.
Get your personalized coverage estimate
Join thousands of professionals who've secured their financial future with our tailored disability insurance.
Specialized Coverage By Profession
Every career has unique protection needs. Find options tailored for you.
How It Works
Easy Process, Complete Protection
1. Request a free consultation
2. Get personalized quotes
3. Choose your plan
4. Get covered, stay protected
Real People, Real Stories
Hear from professionals like you who protected their income
Why Choose Kandelaki Solutions?
Protecting What Matters Most
We specialize in disability insurance for doctors, offering tailored solutions with expert support.
Here’s why doctors trust us:
- Personalized Service: We understand the unique challenges doctors face.
- Flexible Plans: Affordable options that grow with your career.
- Fast and Easy Application: Simple online process to get you covered quickly.
Ready to protect what matters most?
Take the first step toward securing your financial future, even if life takes an unexpected turn.
We're committed to equal opportunity and accessibility for all individuals seeking coverage.
Frequently Asked Questions
Find the answers you need about disability insurance and how we can help protect your income and future.
While health insurance covers medical expenses, disability insurance replaces your income when you’re unable to work due to an illness or injury. It ensures you can maintain your lifestyle and cover living expenses, even when you’re not earning.
A consultation ensures we provide you with a personalized, accurate quote tailored to your specific needs. Unlike generic calculators, we offer customized coverage options that suit your career and financial situation.
Applying is simple. Just fill out our online form to get a free quote. Our team will work with you to find the right plan based on your career, financial needs, and preferences. No obligation, just a straightforward process to protect your future.
The cost of disability insurance depends on factors such as your occupation, age, income, and coverage options. We offer affordable plans tailored to your needs, with flexible payment options. Contact us for a personalized quote.
The application process is quick and easy. Once you provide the necessary information, we can typically offer coverage within a few business days. Our goal is to get you protected as quickly as possible so you can focus on your work and life.